Personal Solutions
Personal Accounts
Community Bank of Lincoln offers a full array of personal checking and savings plans. Select from Interest Checking, Regular Checking, Charter Checking, Founders Checking, Relationship Reward Interest Checking, or Statement Savings to fit your banking needs.
Money Market Accounts
Money Market Deposit Accounts (MMDA) afford you the opportunity to earn a higher rate of interest than our Interest Checking Account. In-bank withdrawals are unlimited, while transfers are limited to 6 per statement cycle, of which no more than 3 may be checks. The interest rate earned is determined by the balances maintained.
Health Savings Account
The constant changes in Health Insurance Plans and their costs can be overwhelming. A Health Savings Account may be just what you need. A HSA is a tax-exempt savings account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse and your dependents.
Individual Retirement Accounts
IRA's are an ideal way to save for your retirement. We can help you put together a plan based on your financial goals. Plus, with an IRA, the earnings may be tax deductible. Consult a tax advisor regarding deductibility.
Certificates of Deposit
Community Bank of Lincoln has a variety of rates and terms available to you. Select a term tailored to your investment needs from 30 days to 60 months. As rates are subject to change frequently, rate information is available from any staff member.
Telephone Banking Service
Your Community Bank of Lincoln accounts can be accessed 24 hours a day, 7 days a week with our Telephone Banking Service. You can make balance inquiries, get a listing of posted checks and deposits, determine interest earned, transfer between accounts, and even get a current statement faxed to you.
Wire Transfers & Other Services
Community Bank of Lincoln offers a full line of deposit related services including domestic and foreign wire transfers, direct deposit payroll, telephone transfers, automated clearing house (ACH) transactions, night depository, draft collections, cashier checks, as well as switch kits..
